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MLC Programs Loss Sensitive Underwriter
MLC Programs Loss Sensitive Underwriter-December 2024
San Francisco
Dec 16, 2025
ABOUT THE HARTFORD
The Hartford is a leader in property and casualty insurance, group benefits and mutual funds. Together, we help people achieve amazing things.
10,000+ employees
Financial Services, Insurance
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About MLC Programs Loss Sensitive Underwriter

  Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CDSenior Underwriter - UW08CA

  We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

  As a Program Underwriter (Loss Sensitive) at The Hartford, you will be responsible for the casualty lines of MLC Programs (typically accounts with more than 500 employees) which are written utilizing loss sensitive plans, such as large deductibles and self-insured retentions. You will underwrite and manage a book of business as well as working with brokers and clients on servicing that book and new business opportunities and developing relationships and driving new business with assigned brokers located throughout the territory that are assigned to. Will also be responsible for handling guaranteed cost support for new and renewal property and casualty for other program business.

  Responsibilities

  Creatively use underwriting tools, techniques and program structures to write profitable business while maintaining disciplined adherence to underwriting and service standards.

  Develop and maintain strong relationships with national and large regional brokers assigned to you.

  Successfully execute your territorial business plan to achieve financial objectives.

  Achieve annual account retention objectives through effective account stewardship practices.

  Achieve annual growth objectives for your territory by building a robust pipeline of viable opportunities and displaying strong sales behaviors to successfully acquire new accounts.

  Develop and maintain strong relationships with key internal and external partners to ensure that your accounts receive a high level of service.

  Maintain satisfactory underwriting quality control standards.

  Qualifications

  5+ years of casualty lines underwriting experience.

  Loss-sensitive casualty underwriting experience required. Guaranteed cost property and casualty underwriting preferred.

  ​Job title level will be commensurate with experience level

  Able to coordinate service team to meet day to day demands.

  Able to articulate the benefits of strong loss prevention programs, proactive claims management and effective RMIS capabilities. Strong organizational and workflow management skills. Ability to work independently.

  Able to seek out and attract new business opportunities within a defined territory.

  Proven track record of strong sales practices and excellent presentation skills to brokers and clients.

  College degree in finance, accounting, economics or insurance is strongly preferred.

  Ability to travel to be in front of clients and producers.

  Location

  This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

  Compensation

  The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

  $96,560 - $194,520

  The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

  Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

  About Us (https://www.thehartford.com/about-us) | Culture & Employee Insights (https://www.thehartford.com/careers/employee-stories) | Diversity, Equity and Inclusion (https://www.thehartford.com/about-us/corporate-diversity) | Benefits (https://www.thehartford.com/careers/benefits)

  Human achievement is at the heart of what we do.

  We believe that with the right encouragement and support, people are capable of achieving amazing things.

  We put our belief into action by ensuring individuals and businesses are well protected, and by going even further – making an impact in ways that go beyond an insurance policy.

  Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines – from developing the latest technology to creating and promoting our products to evaluating future financial risks.

  We’re also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it’s the right thing to do, and because when our customers, communities and employees succeed, we all do.

  About Us (https://www.thehartford.com/about-us)

  Culture & Employee Insights

  Diversity, Equity and Inclusion (https://www.thehartford.com/about-us/corporate-diversity)

  Benefits

  Legal Notice (https://www.thehartford.com/legal-notice)

  Accessibility StatementProducer Compensation (https://www.thehartford.com/producer-compensation) EEO

  Privacy Policy (https://www.thehartford.com/online-privacy-policy)

  California Privacy Policy

  Your California Privacy Choices (https://www.thehartford.com/data-privacy-opt-out-form)

  International Privacy Policy

  Canadian Privacy Policy (https://www.thehartford.com/canadian-privacy-policy)

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