Description

　　Internship Program Duration: June 3 rd – August 9 th , 2024

　　The Intern Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As an Intern Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Intern Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with Deal Teams in completing at least 50% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The intern analyst performs a comprehensive analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines.

　　Our 10-week internship offers a comprehensive and immersive experience for students interested in gaining practical knowledge and skills in the banking industry. Each week, you will be exposed to different leaders and aspects of the line of business. You will have the opportunity to complete tasks that will help you understand the day-to-day operations of a bank and develop a well-rounded skillset. Additionally, you will have the chance to receive guidance from experienced professionals in the field, participate in meetings, and network with other interns and associates. By the end of the 10 weeks, you will have gained valuable insights, built a solid foundation in banking practices, and potentially set the stage for future career opportunities at First Horizon.

　　Work schedule and number of hours worked weekly ( minimum: 15- 25 Hours ) are flexible, within normal business hours.

　　Duties and Responsibilities:

　　Work directly with Deal teams and Clients to address needs efficiently and accurately

　　Spread financial statements

　　Provide analysis in assessing and evaluating current and new business opportunities

　　Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc.

　　Engage in credit analysis case studies and evaluate decision making criteria

　　Create standardized credit reporting documents and workpapers

　　Identify emerging industry trends and proactively monitor the risk in the current book of business

　　Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval

　　Knowledge and Skills:

　　Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information

　　Microsoft Office: Strong excel and presentation building skills

　　Ability to manage multiple projects, while maintaining high attention to detail

　　Self-starter attitude

　　Flexibility and proven ability to diagnose and resolve issues

　　Intellectually curious, ability to think outside the box, assertive

　　Hard working, smart, creative, analytical, driven, exceptionally organized

　　Strong communication skills and results driven

　　Ability to work and excel in a team environment Education:

　　Enrolled in Accounting, Finance, or Banking undergraduate program

　　Minimum of Junior standing in undergraduate program (Senior preferred)

　　Graduate level program candidate preferred

　　Benefit Highlights

　　Medical with wellness incentives, dental, and vision

　　HSA with company match

　　Maternity and parental leave

　　Tuition reimbursement

　　Mentor program

　　401(k) with 6% match

　　More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

　　Follow Us

　　Facebook -- facebook.com/FirstHorizonBank

　　Twitter -- twitter.com/FirstHorizonBnk

　　LinkedIn -- linkedin.com/company/first-horizon-bank

　　Instagram -- instagram.com/first_horizon

　　YouTube -- youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q

　　Corporate Diversity Commitment :

　　We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

　　About Us

　　First Horizon Corp. (NYSE: FHN), with approximately $90 billion in assets, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

　　Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

　　The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)