Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.

　　Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 11 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.

　　SCHEDULE: [[jobType]]

　　TRAVEL REQUIRED: [[customString6]]

　　COMPENSATION: [[salaryMin]] to [[salaryMax]] base salary plus potential for variable compensation. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.

　　About Our Opportunity

　　The Food and Agribusiness Credit Officer (CO) is a member of the credit team supporting Farm Credit Mid-America’s commercial and corporate lending initiatives. They are responsible for all credit activities related to this large and complex loan portfolio and will work closely with sales, support, legal, finance, and accounting staff to accomplish team goals. The CO will also serve as a resource to other staff throughout Farm Credit Mid-America.

　　ABOUT FOOD AND AGRIBUSINESS: The Food and Agribusiness team is responsible for servicing the Association’s largest and most complex customers. The portfolio includes originated loans, including those where Farm Credit Mid-America may be the administrative agent with exposure sold to other lenders, and purchased interests in multi-bank syndications, participations, and other debt instruments.

　　How You Will Spend Your Time

　　Credit Underwriting:

　　Leads the analysis and structuring of large commercial agribusiness and corporate credits

　　Work with the sales team, internal counsel, customers and participation partners to structure loans that meet the customer’s needs and protect the interests of Farm Credit Mid-America

　　Underwrite and act on credit actions within delegated authority

　　Analyze and develop recommendations for credit actions above individual delegated authority

　　Review and act on loan recommendations for other business units exceeding their delegated authority.

　　Risk Management:

　　Identify the Probability of Default of assigned accounts and proactively monitor to maintain accurate loan classification and risk rating.

　　Monitor the financial performance and covenant compliance of their assigned portfolio and disseminate as needed to partners and leadership

　　Lead activities that promote due-diligence and front-end guidance to the Food and Agribusiness team and Association

　　Support the loan closing and document review process

　　Marketplace Presence:

　　Accompany VP of Food and Agribusiness on meetings with influencers, partners, current or prospective customers

　　Provide back up to sales staff by representing Farm Credit Mid-America at customer and lender meetings as needed

　　Develop and maintain a professional presence in an assigned industry

　　OTHER RESPONSIBILITIES

　　Support the team and Farm Credit Mid-America by sharing knowledge and expertise through activates such as coaching, training, mentoring, participation on work teams, etc.

　　Represent and communicate the purpose and values of Farm Credit Mid-America and comply with its conduct policy, security policy and confidentiality expectations

　　Perform other duties as assigned

　　Minimum Education & Experience

　　Bachelor's degree in business, agriculture, or related field and at least three – five years of progressively responsible credit experience

　　Mental & Physical Requirements

　　Engage in telephone and face-to-face conversation to serve customers and give and receive information from customers, staff, vendors, outside consultants and the public.

　　Use a computer and similar office technology and tools.This involves reading the screen and keying/typing information. Proficient in Windows environment using the Microsoft Office suite of products and ability to use and understand various computer software applications related to essential responsibilities of the position.

　　Speak and make presentations to individuals or groups on technical subjects related to the job.

　　Travel via automobile or commercial transportation to carry out essential responsibilities of the job.

　　Successfully interact with and represent the organization to customers, staff, officers, board members, vendors, and/or the public at all levels.

　　Provide sound technical advice to customers and other staff in the subject field(s) related to this position.

　　Understand and explain various subject matter and consulting concepts, programs, terminology, and methods.

　　Reason, judge, compare, calculate, evaluate, decide, and critique such information as written material, numerical data, responses to customer needs, and/or other related work activities as provided.

　　Work effectively in a team environment and effectively demonstrate team building attitude and skills.

　　Requirements of the job include the ability to do the work, with or without reasonable accommodations.

　　It is the Association's policy to make reasonable accommodations for individuals with disabilities.

　　Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits (https://careers.fcma.com/content/Our-Benefits/?locale=en_US) .

　　Farm Credit Mid-America is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability or any other category protected by law.

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