Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a close-knit and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it all the right way (from technology infrastructure to modern marketing to customer experience).

　　The anticipated salary range for this role is between $130,500.00 and $161,111.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

　　We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products.

　　It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.

　　JOB SUMMARY:

　　Jenius bank has recently launched initial deposit and loan products, and plans to launch credit cards as an acquisition strategy for the bank. The Credit Card Product Manager will own product strategy from concept through launch, along with future iterations, and will have accountability to manage and improve product performance over time. The Credit Card Product Manager should be able and willing to use both research and analytics to build delightful and innovative products. Candidate will be joining at the early-stage of product development, and should embrace change and an evolving environment. Seeking a creative problem-solver who is always learning and can challenge the status quo.

　　PRINCIPAL DUTIES & RESPONSIBILITIES:

　　Ownership of product roadmap, including identifying opportunities across the entire customer lifecycle, from marketing to onboarding, underwriting, pricing, servicing, payments, collections, etc.

　　Make compelling product recommendations based on customer needs, sound credit risk management principles, customer experience, and cost benefit analysis.

　　Partner with Marketing, Design, Credit, Operations and Technology teams to ensure smooth execution and all key control requirements are met.

　　Develop a robust testing agenda to help optimize and expand the business.

　　Serves as an SME providing a foundation of knowledge to guide decisions throughout the product definition and launch.

　　Define and implement success metrics and evaluation of product performance.

　　Develop relationships across all workstreams to foster a transparent and collaborative environment that allows getting work done through others.

　　POSITION SPECIFICATIONS:

　　Bachelor’s degree or equivalent in quantitative fields.

　　5-10 years of relevant experience, specifically with experience in credit cards.

　　Excellent analytical and critical thinking skills, and demonstrated ability to analyze data and trends to improve product performance.

　　Experience partnering with engineers, designers, and other product leaders to drive product improvement and new features.

　　Strong communication skills including the ability to explain complex issues and solutions to all levels of management.

　　Ability to lead cross-functionally.

　　A data-driven approach to problem-solving that is supported with proficiency in Python, SQL, R for extracting data from large datasets and statistical analyses.

　　EOE STATEMENT

　　We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

　　CCPA DISCLOSURE

　　Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that Manufacturers Bank collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.manufacturersbank.com/CCPA-Privacy. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.