This Position is for a Credit Analyst I with a work location in Tupelo, MS.

　　Job Details / Description

　　Position: Credit Analyst I

　　Job Location: Must be living in either Tupelo, MS; Springfield, MO; OR Nashville, TN;

　　Primary Purpose:

　　Seeking an analytical and detail oriented individual, able to work under direct supervision, to assist the Credit Department with reviewing applications and credit limit requests for consumer and commercial credit loans in accordance with established loan lending policies and procedures.  Must be willing to relocate.

　　Principal Duties and Responsibilities:

　　Analyzes credit information pertaining to new and existing loans

　　Investigates all available sources of credit and financial information

　　Prepares credit analyses to determine customers credit worthiness and ability to repay debt

　　Maintains high levels of service to loan administration and loan officers

　　Ensure attention to detail in the preparation of all work

　　Job Specifications:

　　Requires a Bachelor's degree in Business, Finance, Accounting, or related field with a minimum of 9 credit hours of accounting

　　Prior credit analyst experience in a financial institution desired

　　Performa work under direct supervision

　　Able to handle basic issues and problems, and refers more complex issues to higher-level staff

　　Possesses beginning to working knowledge of accounting principles and standards

　　Understand assets, liabilities, equity, cashflow, reconciliation of statements, EBITDA, etc.

　　Possesses beginning to working knowledge of different financial documents (tax returns, CPA prepared statements, government financials, non-profit financials, company prepared financials, etc.).

　　Possesses working knowledge of laws and regulations applicable to lending practices desired

　　Strong analytical thinker and attention to detail

　　Must be a self-starter and excel in time management

　　Able to multitask and manage multiple concurrent deadlines

　　Excellent oral and written communication skills

　　Excellent interpersonal skills

　　Completes work efficiently and effectively to ensure the accuracy and timely turnaround of credit requests assigned

　　Communicates with lending staff and direct manager to address any credit related issues and resolve disputes

　　Proficient skills in Microsoft Office (specifically, Word and Excel) and financial software

　　Qualifications

　　Education Required

　　Bachelors or better.

　　Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities