About The RoleNorth Cascades Bank, is seeking a Commercial Loan Officer to be an integral part of our team. The Commercial Loan Officer develops new commercial loan business and manages a portfolio of assigned commercial loans. The Commercial Loan Officer serves as a representative to current and potential banking clients who require commercial loan services to meet their needs. The position requires interviews and credit analysis on new and existing credit applications and arrives at a conclusion to recommend approval or to decline credit applications. The Commercial Loan Officer advises customers on loan status and approvals and works closely with Credit Administration to maintain loan quality and ensure the timely and accurate processing of loan requests.DUTIES AND RESPONSIBILITIES:Develop new business by meeting with current and prospective commercial customers within the target market.Meet with applicants to obtain information; compile and analyze data for loan requests; submit applications to credit analysts for preparation of financial analysis and approval recommendations.Recommend products and services to potential borrowers and handle inquiries from applicants including explanation of the loan requirements and process.Screen loan requests based on bank policies and procedures and on types of loans offered.Prepare and present loan proposals and packages in accordance with bank standards for presentation to senior management, loan committee and the board of directors.Confer and work closely with Loan Assistants and the Credit Analyst to expeditiously decision loan requests.Monitor existing loan portfolio to maintain a high-quality credit culture.Becomes a brand ambassador in the Community and volunteers in local organizations.About YouREQUIRED QUALIFICATIONS:Bachelor's degree in Accounting, Business Finance, Administration or related field.Or a minimum of 5 years of similar or related financial industry experience.Knowledge, Skills, and Abilities:Excellent interpersonal, leadership, verbal and written communication, and presentation skills.Excellent time management and organizational skills.Courtesy, tact, and diplomacy are essential elements of the job. Relate to others in an open and accepting manner; friendly and approachable. Sense how others feel; treat others with fairness, dignity and respect. Cultivate rapport with all persons encountered at work.Communicate Effectively: Communicate effectively both verbally and in writing with others in a clear, thorough and timely manner using appropriate and effective communication tools and techniques.Customer Service: We pride ourselves on striving to offer "North of the Expected" service to both our internal and external customers. The right candidate will not only embrace this but also help strengthen our service levels.Teamwork: Demonstrate ability to work independently and as part of a team. Work cooperatively and effectively with others to set and achieve goals, help others, resolve problems, and make decisions that enhance organizational effectiveness.WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers,