Position Summary...

　　What you'll do...

　　This role will be a key member of Marketplace Payments and Financial services team, and responsible for strategizing our Working Capital program while optimizing program's overall features and pricing. The ideal candidate should have experience working with diverse set of financial products, strong understanding of business lending space, credit operations & strategies, as well as expertise in building new credit capabilities.

　　This role is highly strategic and will interact with multiple levels across a broad range of cross-functional teams and leaders across Walmart Marketplace.

　　What you'll do

　　Launch and grow Working Capital capabilities - Introduce new product lines (such as merchant cash advance and top-ups, lines of credit, business credit cards, inventory / supplier financing etc.) while advancing program's overall vision promoting sellers' growth.s

　　Develop, implement, and handle strategies that involve elements of payment fraud and risk mitigation, credit underwriting, collections, recovery, and pricing for working capital products while enhancing payment experience for Marketplace sellers.

　　Serve as an internal consultant for key business leaders in vetting strategic ideas by providing analytical, problem solving and strategic frameworks for existing and new financing capabilities.

　　Provide strategic and analytic support to product, marketing, and operations etc. and develop solutions to enhance seller experience, increase product awareness and optimize platform & tooling capabilities.

　　Stay current on industry trends and competitive landscape, macro-economic environment, and emerging trends in financial services. Independently leverages market research and analysis and be able to make strong recommendations.

　　Identify key-metrics and develop data-driven strategies & analytical frameworks, build, and maintain business rules to support our OKR around payments business and operations.

　　Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks.

　　Collaborate cross functionally with multiple stakeholders including Trust & Safety, product, engineering, data science, finance, legal and other partner performance teams supporting overall credit infrastructure and roadmap.

　　Qualifications

　　Master's degree with 5+ years or bachelor's degree in Economics, Finance, Math/Statistics, Engineering, Computer Science, etc. with 7+ years of experience preferably in payments strategy, credit risk, risk analytics or related field.

　　Strong understanding of strategic frameworks, problem-solving and analytical skills, including advanced modeling; comfortable working with ambiguity

　　Advanced understanding of SQL and working with large datasets, high proficiency with Excel based data analyses.

　　Risk/payments experience, Marketplace, or e-commerce payments or Payment consulting experience a plus

　　Ability to collect, sanitize, analyze, and synthesize data; apply critical thinking & communications skills to make actionable recommendations; and drive those recommendations through to execution.

　　Ability to lead cross functional teams and prior experience working with Product and Technology teams

　　Clear, confident communicator who loves taking a complicated problem, decomposing it, and building a compelling business case.

　　About Walmart.com

　　The Walmart US eCommerce team is rapidly innovating to evolve and define the future state of shopping. As the world's largest retailer, we are on a mission to help people save money and live better. With the help of some of the brightest minds in merchandising, marketing, supply chain, talent and more, we are reimaging the intersection of digital and physical shopping to help achieve that mission.

　　At Walmart, we offer competitive pay as well as performance-based incentive awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

　　You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices .

　　Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

　　Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms. For information about benefits and eligibility, see One.Walmart at https://bit.ly/3iOOb1J .

　　The annual salary range for this position is $117,000.00-$234,000.00

　　Additional compensation includes annual or quarterly performance incentives.

　　Additional compensation for certain positions may also include:

　　Regional Pay Zone (RPZ) (based on location)

　　Stock equity incentives

　　Minimum Qualifications...

　　Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

　　Option 1: Bachelor's degree in Business, Engineering, Statistics, Economics, Analytics, Mathematics, Arts, Finance or related field and 4 years' experience in data analysis, data science, statistics, or related field. Option 2: Master's degree in Business, Engineering, Statistics, Economics, Analytics, Mathematics, Computer Science, Information Technology or related field and 2 years' experience in data analysis, data science, statistics, or related field. Option 3: 6 years' experience in data analysis, data science, statistics, or related field.

　　1 year's supervisory experience.

　　Preferred Qualifications...

　　Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

　　Data science, data analysis, statistics, or related field, Master's degree in Business, Computer Science, Engineering, Statistics, Economics, Analytics, Mathematics, Computer Science, Information Technology or related field, Related industry experience (for example, retail, merchandising, healthcare, eCommerce), Successful completion of assessments in data analysis and Business Intelligence tools and scripting languages (for example, SQL, Python, Spark, Scala, R, Power BI, or Tableau), Supervisory experience

　　Primary Location...

　　640 W California Avenue, Sunnyvale, CA 94086-4828, United States of America

　　Walmart, Inc. is an Equal Opportunity Employer- By Choice. We believe we are best equipped to help our associates, customers, and the communities we serve live better when we really know them. That means understanding, respecting, and valuing diversity- unique styles, experiences, identities, abilities, ideas and opinions- while being inclusive of all people.