Location:16202 Bothell Everett Highway - Mill Creek, Washington 98012-1520Job SummaryThe Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.ResponsibilitiesProspects home lending business to build and develop new client loan originations and relationships and new originations. This can include developing internal referral relationships as well as developing external centers of influence to refer home lending opportunityOriginate and process 1-4 family residential real estate mortgage transactions in accordance with Home Lending process and product guidelinesResponsible for gathering documents at the time of registering a loan and is expected to remain, the primary point of contact for the client during the duration of the loan processThis person is to maintain high standards of client satisfaction and quality, ensure sales/originator systems and workflows are efficiently controlled.Develops and maintains in-depth knowledge of products and services as well as knowledge of competitors and competitive products while serving as the subject matter expert within the marketMaintains proficiency on sales/originator systems and develop and maintain efficient workflowsKeeps informed of trends and developments in the real estate market and mortgage industryAbility to foster internal and external relationships.Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without noticeComplies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.Education QualificationsBachelor's Degree Business related field or equivalent experience (preferred)Experience Qualifications3+ years Experience as a loan officer in 1st mortgage production (preferred)3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred)Tactical SkillsExcellent communication skills both written and verbalDemonstrated strong customer service skillsProficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.Strong financial acumenPersonal SkillsEmotional Intelligence: Describes the concepts and underlying tenets of emotional intelligence (EI) as a skill and cites examples as to the impact of EI on business resultsPractical SkillsBusiness Acumen: Works to understand the business priorities of internal and external clients and can describe relevant profitability drivers and considerationsOral & Written Communication: Develops a clear, complete understanding of needs and problems through careful listening, probing, reflecting, and summarizing; conducts discussions that are sincere and fully expressedCore CompetenciesAll KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies.Physical DemandsGeneral Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.Driving RequirementsMay need to drive