Job Responsibilities:

　　The Senior Risk Analyst will report to the Manager, Enterprise Risk Management (ERM) and will play an integral role in supporting the implementation and maintenance of Canadian Tire Bank’s ERM Program. The successful candidate will work with business partners across the Bank and Canadian Tire Corporation to provide second line oversight, and to establish robust risk management policies and processes to ensure that risks are managed within the Bank’s established risk appetite.

　　Support the Manager, ERM in developing and maintaining an ERM program and risk appetite framework, including tools and processes for identifying, assessing, monitoring, and reporting on risks on an enterprise-wide level.

　　Review and assess compliance with risk related regulatory guidelines established by the Office of the Superintendent of Financial Institutions (“OSFI”), the Bank’s regulatory body, and work with appropriate individuals across the Bank to develop mitigation strategies, if required.

　　Conduct monitoring and oversight of the Bank’s risk related activities using established risk management tools and processes, such as performing risk assessments and scenario analysis exercises, and reviewing risk metrics and sales practices.

　　Liaise with business units across the organization to provide risk management expertise and second line oversight.

　　Provide oversight of the Bank’s third-party risk management framework and be a subject matter expert on the supporting policies, processes and software used for managing third party risk.

　　Maintain the Bank’s model inventory, risk classification scheme and facilitate the model risk assessment process in alignment with regulatory requirements.

　　Support the manager in the oversight and monitoring of significant changes to credit risk strategies, and review of credit risk reporting and key processes to confirm adherence with credit policies.

　　Develop regular Management and Board reports and coordinate meeting agendas, minutes, and presentations for the Bank’s Cross-functional Risk Committee.

　　Other responsibilities as assigned.

　　Qualifications:

　　5+ years of experience in enterprise risk, operational risk, audit, or an equivalent business-related role in a regulated environment, preferably in banking or financial services.

　　Post-secondary education (degree/diploma) in a business-related discipline.

　　Excellent communication skills, both verbal and written, are a must.

　　Strong analytical and problem-solving skills.

　　Enthusiastic learner with well-developed organizational skills and the ability to manage multiple tasks with competing priorities.

　　Ability to build and maintain strong working relationships.

　　Ability to work collaboratively with cross-functional teams and facilitate risk related discussions.

　　Ability to work independently, as well as part of a team of risk professionals.

　　Solid proficiency with Microsoft Office suite of products, including Word, Excel, and PowerPoint.

　　A strong knowledge of the credit card business and Canadian banking regulations is an asset.

　　Certification in risk management is an asset.

　　Knowledge of software utilized for managing third party relationships is an asset.

　　Hybrid

　　We value flexibility. We have adopted a hybrid work model whereby employees use a combination of working in office and virtually in service of outcomes. Each leader is empowered to decide what work is best achieved in person based on the unique needs of their team.

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　　About Us

　　At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.

　　Our Commitment to Diversity, Inclusion and Belonging

　　We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .

　　Accommodations

　　We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.

　　We are one of Canada’s most admired and trusted companies. With world-class owned brands and exciting market-leading merchandising strategies, we are continually innovating with purpose: to excite and serve Canadian customers from coast-to-coast. We are connected to communities, big and small, from coast-to-coast, offering products and services that reflect the diverse nature of every one of them. From sports to outdoors, automobiles to homes, we know and understand life in Canada like no other retailer can.

　　We are always on the lookout for curious, creative people who are able to navigate and excel in a rapidly evolving retail environment. If you’re ready to take on new challenges – be it in digital, IT, marketing, data & analytics, merchandising, or one of the many other roles we have – there is a place for you here, so apply today.