Reference #: 2024-00033Primary Office Location:100 Federal Street. Pittsburgh, Pennsylvania. 15212.
Join our team. Make a difference - for us and for your future.nPosition Title: Loan Review Analyst 3Business Unit: Loan ReviewReports To: Manager of Loan Review
Position Overview:This position is primarily responsible for supporting the Manager of Loan Review in managing the Loan Review function. The incumbent reviews complex credit relationships to evaluate accuracy of loan risk ratings, assesses the financial condition of the borrower and guarantors and determines compliance with policies and procedures. The incumbent researches and prepares various asset quality graphs and reports for the Manager of Loan Review and senior management.
Primary Responsibilities:Evaluates credit worthiness on loans assigned by the Manager of Loan Review to verify accuracy of Loan Risk Ratings by reviewing financial statements of borrowers and guarantors and independently determining the strength of repayment sources. Reviews file to determine adequacy of credit monitoring, credit analysis, new loan underwriting and handling of problems loans.Completes automated linesheets addressing support for risk rating and identifying weaknesses and negative trends that warrant correction.Reviews and approves automated linesheets as prepared by others.Verifies compliance with laws and regulations issued by governing agencies.Prepares and presents loan review reports under the direction of the Manager of Loan Review.Performs other related duties as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Education:BA or BS
Minimum Years Experience:7
Special Skills:Excellent organizational, analytical and interpersonal skillsDetail-orientedExcellent communication skills, both written and verbalExcellent customer service skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Basic LevelMS PowerPoint - Basic LevelTraining in the banking industry relative to lending. Knowledge of financial statements, credit underwriting, loan policies and procedures and related government regulations. Experience with Access.
Special Licenses and Certificates:N/A
Physical Requirements:N/A
It is the policy of F.N.B. Corporation and its affiliates not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veteran, Armed Forces service metal veteran, recently separated veteran, or active duty wartime or campaign badge veteran. F.N.B. Corporation and its affiliates provide all applicants and employees a discrimination and harassment free workplace. Please Visit following page for important legal disclosures and information: https://www.fnb-online.com/disclosures