Reference #: 2023-01115Primary Office Location:One North Shore Center. Pittsburgh, Pennsylvania. 15212.

　　Join our team. Make a difference - for us and for your future.Position Title: Investment Real Estate Banker 2Business Unit: Commercial BankingReports To: Manager of Investment Real Estate Banking

　　Position Overview:This position is primarily responsible for the marketing, underwriting and portfolio management of income-producing and stale residential real estate assets. The incumbent solicits, evaluates, authorizes or recommends all aspects of the credit loan process of commercial, real estate or mortgage loans. The incumbent advises borrowers on financial status and methods of payments. The incumbent develops and manages the borrower's Bank relationship including cross-selling Bank services and products.

　　Primary Responsibilities:Meets with clients and prospects to obtain information for loan applications and to answer questions about the process. Explains to customers the different types of loans and credit options that are available and the terms of those services. Analyzes applicants' financial status, credit and property evaluations to determine feasibility of granting loans.

　　Requests and compiles copies of loan applicants' credit histories, background, credit information, tax returns, financial state and debt obligation information, corporate financial statements and other financial information. Submits applications to credit analysts for verification and recommendation.Computes payment schedules.

　　Confers with credit representatives to aid in resolving loan and borrower problems. Negotiates payment arrangements with customers who have delinquent loans.

　　Analyzes potential loan markets and develops referral networks to locate prospects for loans. Works with clients to identify their financial goals and to find ways of reaching those goals. Markets bank products to individuals and firms, cross-selling bank services that may meet customers' needs.

　　Reviews and updates credit and loan files. Reviews loan agreements to ensure that they are complete and accurate according to policy. Manages accounts for delinquencies, credit reporting and asset quality.

　　Handles customer complaints and takes appropriate action to resolve them.Stays abreast of new types of loans and other financial services and products to better meet customers' needs.

　　Performs other related duties and projects as assigned.

　　All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

　　F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

　　Minimum Education:BA or BS

　　Minimum Years Experience:5

　　Special Skills:Excellent project management skillsExcellent communication skills, both written and verbalExcellent customer service skillsExcellent organizational, analytical and interpersonal skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelExperience in an equivalent lending or banking position and in a successful business relationship in a customer focused position.Knowledge of banking laws and regulations.Experience in community and civic activities.

　　Special Licenses and Certificates:N/A

　　Physical Requirements:N/A

　　It is the policy of F.N.B. Corporation and its affiliates not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veter n, Armed Forces service metal veteran, recently separated veteran, or active duty wartime or campaign badge veteran. F.N.B. Corporation and its affiliates provide all applicants and employees a discrimination and harassment free workplace.  Please Visit following page for important legal disclosures and information: https://www.fnb-online.com/disclosures