Pay Range: $106,424.00 - $142,091.00

　　The Director of Commercial Workout will be responsible for overseeing the collection strategy for the commercial and Agricultural workout portfolio. Works closely with the commercial workout officers and provides the strategic focus to bring the workout loan to a satisfactory conclusion. Manages complex workout credits and takes responsibility for the workout strategy on accounts assigned to all workout officers in the department. Assesses and monitors internal controls to ensure compliance with all relevant laws and regulations. Responsible for budget, legal expense and collection expense control for the workout department. Supervises the Loan Workout Manager, who will be responsible for the day-to-day operations of the department.

　　Education and Experience:

　　Bachelors Degree in a business related field (Finance, Accounting desired)Minimum of 10 years of commercial workout experience

　　Previous commercial lending experience handling middle market credits

　　Skills and Abilities:

　　Strong negotiating skills in the area of workout

　　Strong understanding of financial statement analysis

　　Strong understanding of banking regulation associated with collections (Collection law, Bankruptcy law)

　　Strong leadership skills

　　Ability to communicate effectively both verbally and in writing

　　Strong problem solving and organizational skills

　　Unique Job Characteristics and Requirements:

　　Some travel required to meet with troubled borrowers and to meet with work out staffValid driver’s license

　　Tasks Performed:

　　70% Handle complex commercial workout credits. Take responsibility for all workout credits assigned to the other workout officers in the department and provide strategic guidance through direct meetings with the workout officers and borrowers.

　　20% Train, develop and mentor staff, including the workout manager.

　　5% Any other duties as directed or assigned

　　5% Review all budgets, forecasts and charge off recommendations.

　　Physical Requirements:

　　Communicate effectively with internal and/or external customers

　　Stationary 50% of time

　　Move about within or between locations

　　Bend, Twist, Crouch, Squat

　　Move Objects to Maximum 10 lbs

　　NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees - like our Student Loan Repayment Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company.

　　EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf)

　　EEO is the Law Poster Supplement

　　Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_%20English_formattedESQA508c.pdf)

　　Family Medical Leave Act (FMLA) Poster

　　Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf)

　　NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment.

　　NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at [email protected]. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.