Commercial Relationship Manager I

　　The Commercial Relationship Manager I (CRM I) has responsibility for establishing, developing and maintaining relationships with the Bank's business clients. The CRM I works with internal partners to facilitate delivery of a comprehensive suite of commercial loan and deposit solutions within an assigned territory. The ideal candidate is committed to new business development and must have excellent communication and interpersonal skills.

　　Key Responsibilities and Duties

　　Develops and maintains an active prospect list, outreach plan, and referral sources.

　　Other duties as assigned

　　Serves as the primary advisor for a portfolio of complex commercial relationships.

　　Engages bank partners to provide a complete suite of deposit, loan, and related business services.

　　Contributes to growth of the bank through origination of new commercial loans and deposits, and related fee income.

　　Provides a high level of customer satisfaction and retention while facilitating the resolution of customer needs and issues.

　　Identifies, gathers, and analyzes information to assess credit risk, establishes viability of sources of repayment and determines appropriate loan structure making recommendations regarding structure, risk ratings, credit decisions to management in line with policies and procedures.

　　Represents the Bank at industry and community functions.

　　Maintains an awareness of competitive products, rates, and changes in the market area.

　　Identifies opportunities to introduce customers to other lines of business.

　　Educational Requirements

　　University (Degree) PreferredWork Experience

　　2+ Years Required; 3+ Years PreferredPhysical Requirements

　　Physical Requirements: Sedentary WorkCareer Level

　　6IC

　　Additional Information

　　This role will originate new commercial loans and deposits in the Commercial & Industrial (C&I) space focusing on working capital lines of credit, equipment finance, and owner-occupied real estate.

　　Responsibilities include mentoring under more senior associates and assisting with more complex commercial relationships outside of assigned portfolio of customers

　　Preferred location: Sacramento, CA or Roseville, CA

　　Preferred Qualifications

　　Prior Commercial lending or underwriting experience

　　Knowledge of commercial credit, banking products is essential

　　Analytical/technical skills including understanding of Cash and Accrual Financial Statements & modeling

　　Motivated, self-starter with ability to adapt using sound judgment navigating ambiguity to get things done

　　Investigatory, due diligence, and risk analysis skills

　　Ability to develop business relationships

　　Established COI’s and referral sources

　　Excellent communication skills, verbal and written

　　Posting End Date: 02/23/24

　　#LI-CE1

　　Company Summary

　　EverBank provides nationwide banking services to consumer and commercial clients through a variety of channels, including online and mobile applications, as well as its Florida-based financial centers.

　　Benefits Summary

　　EverBank is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. EverBank strives to pay wages competitive with those prevailing in our geographic areas and industry.

　　EverBank's Total Rewards package includes superior benefits such as, health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being.

　　EverBank prohibits pay discrimination on the basis of any protected characteristic.

　　Pay Range $96,300 to $130,300

　　EEO Statement

　　EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

　　We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.

　　Machine Readable Files

　　The Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs). The MRFs for the benefit package options under are linked below:

　　Machine Readable Files (MRFs) - Aetna