Company Description
Ent Credit Union exists to improve the financial quality of life of the peoplewe serve. This mission drives us every day, but we are more than ourmission. We're also individuals using our unique abilities to make ourorganization, and the communities we serve, better than they wereyesterday. We're a not-for-profit that puts people above profits andactively invests in our community. Our rapidly growing team is expanding ourreach to serve more people throughout Colorado. To spread our mission far andwide, we need people like you. If you're interested in a paycheck with apurpose, apply with us today. Our people make the difference, and we trulybelieve you are our greatest asset.
Job Description
The Business Banker is responsible for originating new business bankingrelationships and the cross-selling of existing clients within a portfolio.The focus is on growing deposits, loans, and fee income in a profitablemanner.
Essential FunctionsBusiness Prospecting: The primary focus at this level will be businesseswith basic to complex needs. Originate and grow a portfolio of business(credit and depository) relationships to achieve stated individual andteam goals. Demonstrate proficiency in initiating the member creditapplication process through high-impact prospect calls and prompt & completefinancial data collection from prospective members. Identify appropriateprospects within defined target markets and to create and manage an effectiveprospect list and perform activities to ensure growth in deposit, loan,and fee income portfolios. Achieves prospective member calling objectives.Proactively uncover sales opportunities with high-profile non-members andprovide proposals to obtain the business as a member. The primary focus atthis level will be businesses with moderate to complex needs. Dedicated use ofthe CRM tool to track business prospects, contacts, members, events,and activities will help accurately track/monitor daily, weekly, andmonthly progress. Utilize credit union contact management system to retainprospective member names and records, as well as standard credit uniontemplates (such as term sheet template).Relationship Management: Conduct meetings with existing business members.Retain and achieve revenue growth of the existing portfolio by providingcontinuous financial advice and maintaining profitable relationships throughsecuring suitable deposit, loan, and treasury products. Demonstrateproficiency in initiating the member credit application process throughhigh-impact prospect calls and prompt & complete financial data collectionfrom prospective members. Serve members through a consultative selling,trusted advisor role to assist them in recognizing and tackling businessopportunities and risks, and helping them accomplish their goals whilemaximizing our effectiveness. Participate in the management of the businessmember portfolio. Monitor portfolios. Understand, detect, and report theearly warning signs of problem credits to minimize the risk of credit loss andto maintain appropriate risk ratings on all loans.Networking: Build relationships with referral sources and engage innetworking activities, trade shows, chamber meetings, etc.Collaboration: May provide ongoing business education to service centers,including at least one daily huddle with the staff. Attend and activelyparticipate in regularly scheduled division meetings and ongoing training.Collaborate with internal business partners to ensure full "cross-sale"penetration of member relationships. Partners with and refers to other creditunion departments, such as Corporate, Business Consultants, andLenders, to identify other appropriate products and services. Utilize thebusiness case discussion and subsequent meetings with credit unionmanagement, industry specialists, and other interested parties to exchangeinformation and ideas, and to se k to understand the opinions of others.Bank Secrecy Act: Remains cognizant of and adheres to Ent policies andprocedures, and regulations pertaining to the Bank Secrecy Act.
The Sr. Business Banker is primarily responsible for the overall success andrevenue growth of their assigned portfolio and sales territory, with a focuson new member acquisition. This is an outside sales position.
Essential FunctionsBusiness Prospecting: The primary focus at this level will be businesseswith highly complex to novel needs. Originate and grow a portfolio of business(credit and depository) relationships to achieve stated individual andteam goals. Demonstrate proficiency in initiating the member creditapplication process through high-impact prospect calls and prompt & completefinancial data collection from prospective members. Identify appropriateprospects within defined target markets and create and manage an effectiveprospect list and perform activities to ensure growth in deposit, loan,and fee income portfolios. Achieves prospective member calling objectives.Proactively uncover sales opportunities with non-members and provide proposalsto obtain the business as a member. The primary focus at this level will bebusinesses with highly complex or novel needs. Dedicated use of the CRM toolto track business prospects, contacts, members, events, and activitieswill help accurately track/monitor daily, weekly, and monthly progress.Utilize credit union contact management system to retain prospective membernames and records, as well as standard credit union templates (such asterm sheRelationship Management: Conduct meetings with existing business members.Retain and achieve revenue growth of the existing portfolio by providing...
Equal Opportunity Employer -minorities/females/veterans/individuals with disabilities/sexualorientation/gender identity