AG/Commercial LenderPosition SummaryIndependence Bank has chosen to focus on one thing: Serving the people of our communities. The decisions we make, our philosophy of sustained growth and our lending practices are all based on the needs of families, farmers, and businesses. We are growing but never have outgrown our small community focus, and we remain committed to being here, just as we have always been. As an exemplary community bank, we are looking for an outgoing individual who shares in our unmatched commitment to our farmers, ranchers, and community members. This motivated individual will be responsible for administering equal credit opportunity lending activities in accordance with established lending policies and procedures to minimize loan portfolio losses, maintain consistent underwriting standards, and ensure uniform grading and credit quality standards.ESSENTIAL DUTIES AND RESPONSIBILITIES for an AG/COMMERCIAL LENDER • Process and underwrite loans and lines of credit with the lowest risk possible to the Bank • Complete and present loan authorization request forms that are adequately supported for submission to the appropriate In-house committee, Executive loan committee, or Sr. Lender for appropriate loan approval or denial • Responsible for credit file maintenance, credit underwriting and credit compliance of individual loan(s) and loan files • Responsible for the collection and restructuring of current and/or problem loans as assigned.EDUCATION and/or EXPERIENCE: Bachelor's degree in business or related field; three to five years previous banking; may have an equivalent combination of education and experience. A person with an AG background is preferred.LOCATION: Must live in/ relocate to Poplar areaCERTIFICATES, LICENSES, REGISTRATIONS: Must possess a valid drivers license.To Apply Please visit our website at: https://www.ibyourbank.com/Career-Opportunities.aspxFor a full description and physical demands, please contact the Human Resources Department. Independence Bank EEO/Employer/Vet/Disabled