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(USA) Senior Product Manager, Credit & Lending
(USA) Senior Product Manager, Credit & Lending-January 2024
Sunnyvale
Jan 18, 2026
ABOUT WALMART
At Walmart, we save people money so they can live better.
10,000+ employees
Consumer Goods & Services, Technology
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About (USA) Senior Product Manager, Credit & Lending

  Position Summary...

  What you'll do...

  Walmart Financial Services powers money movement across the retail ecosystem. We are looking for a senior level product manager to lead the Embedded Finance portfolio including Capital One, Affirm and Personal Lending.

  As a S enior Product Manager , y ou will be responsible for building the roadmap for digital and in-store experiences to grow our co-branded credit card portfolio with Capital One and help customers take advantage of Affirm Buy Now Pay Later services. These two product lines empower our customers to save as they shop while driving significant margins for the enterprise.

  The Product manager will work closely with business, design, and tech teams to champion product ideas from strategy and planning to execution. This position is highly visible with ample opportunity to work with senior leaders across Walmart to develop, deploy, and optimize for short and long-term goals alike.

  The right candidate for this role brings a combination of strategic thinking and adaptive execution on a daily basis . Your ability to clearly articulate a plan and align cross-functional partners will be critical in achieving success.

   What You'll Do

  Own, d evelop , and execute the product roadmap Identify opportunities for growth; revenue, cost efficiencies, and customer acquisition Own writing requirements, acceptance criteria, and drawing UML diagrams for all the products you ship Understand the impact of each new feature and be able to articulate the value relative to customer experience vs opportunity cost Prioritize and plan the backlog to align the work for future sprints Work with a cross-functional group of people that includes Business, Design, Copy, Data & Analytics, and Engineering

   Qualifications

  Minimum 3 years of relevant experience in Lending , Banking, and eCommerce Experience with interpreting data and making business recommendations Has previously defined and owned a roadmap with an ability to analyze, quantify, and articulate trade-offs E xperience in a consumer product space that has reached 7-figure active users or used to a high growth consumer product Is e xceptionally detailed - oriented and can present findings in a well-articulated manner Has strong written / verbal communication and presentation skills Has a desire to collaborate on new processes for efficiency Demonstrated ability to work independently and still hit core responsibilities and key deadlines Know how to collaborate and tactically work with senior leaders that are stakeholders on your projects Ability to quickly build consensus

  At Walmart, we offer competitive pay as well as performance-based incentive awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

  You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices .

  Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

  Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms. For information about benefits and eligibility, see One.Walmart at https://bit.ly/3iOOb1J .

  The annual salary range for this position is $117,000.00-$234,000.00

  Additional compensation includes annual or quarterly performance incentives.

  Additional compensation for certain positions may also include:

  - Regional Pay Zone (RPZ) (based on location)

  - Stock equity incentives

   Minimum Qualifications...

  Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

  Option 1: Bachelor's degree in computer science, engineering, or related area and 5 years' experience in product management. Option 2: 7 years' experience in product management or related area.

   Preferred Qualifications...

  Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

  Master's degree in Computer Science, Engineering, Business Administration, or related area and 4 years' experience as a product manager, ideally working on consumer-facing, large-scale, highly complex B2B/C products

  Masters: Business Administration, Masters: Computer Engineering, Masters: Computer Science

   Primary Location...

  840 W CALIFORNIA AVE, SUNNYVALE, CA 94086-4828, United States of America

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